Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Jersey City, New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Jersey City, NJ - October 25, 2026
As of October 25, 2026, the highest special CD rate from a bank in Jersey City, NJ is 5.00% APY from First Commerce Bank New Jersey (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
First Commerce Bank New Jersey Montvale Branch Office |
5.00% | $1,000 | 10 months |
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Ramsey Branch
|
4.40% | $500 | 6 months |
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Rate History: 3.50% → 3.45% → 3.40% → 4.15% → 4.40% |
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Parsippany Branch
|
4.25% | $500 | 10 months |
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Rate History: 5.00% → 4.50% → 3.00% → 3.85% → 4.25% |
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Ramsey Branch
|
4.00% | $500 | 12 months |
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Rate History: 3.60% → 3.65% → 1.25% → 3.50% → 4.00% |
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Parsippany Branch
|
4.00% | $500 | 14 months |
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Rate History: 3.00% → 3.85% → 4.00% |
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|
Bank of America, National Association North Plainfield Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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|
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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Mountain Lakes/Boonton Branch
|
3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Perth Amboy Branch
|
3.75% | $1,000 | 7 months |
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Rate History: 5.05% → 5.15% → 5.30% → 4.95% → 3.75% |
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Perth Amboy Branch
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3.70% | $1,000 | 13 months |
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Rate History: 5.10% → 4.90% → 5.25% → 5.00% → 3.70% |
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South Plainfield Banking Ctr Branch
|
3.55% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% → 3.55% |
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PNC Bank, National Association South Plainfield Branch |
3.50% | $1,000 | 13 months |
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Perth Amboy Branch
|
3.40% | $1,000 | 19 months |
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Rate History: 4.75% → 4.60% → 4.45% → 4.30% → 3.40% |
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Perth Amboy Branch
|
3.35% | $1,000 | 4 months |
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Rate History: 4.80% → 5.00% → 5.35% → 4.90% → 3.35% |
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Berkeley Heights Branch
|
3.25% | $10,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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Mountain Lakes/Boonton Branch
|
3.20% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Citibank, National Association Private Bank Branch - Short Hill |
3.00% | $0 | 5 months |
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Edison Branch
|
3.00% | $5,000 | 12 months |
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Rate History: 3.50% → 3.00% |
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Bank of America, National Association North Plainfield Branch |
2.95% | $10,000 | 10 months |
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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Citibank, National Association Private Bank Branch - Short Hill |
2.75% | $0 | 6 months |
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Classic Residence Branch
|
2.75% | $1,000 | 8 months |
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Rate History: 1.00% → 3.50% → 2.75% |
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Mountain Lakes/Boonton Branch
|
2.75% | $500 | 23 months |
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|
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association South Plainfield Branch |
2.60% | $1,000 | 61 months |
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Classic Residence Branch
|
2.50% | $1,000 | 6 months |
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PNC Bank, National Association South Plainfield Branch |
2.40% | $1,000 | 37 months |
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JPMorgan Chase Bank, National Association Berkeley Heights Branch |
2.25% | $100,000 | 6 months |
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Rate History: 1.50% → 1.01% → 0.75% → 0.50% → 2.25% |
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PNC Bank, National Association South Plainfield Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association South Plainfield Branch |
2.10% | $1,000 | 19 months |
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Citibank, National Association Private Bank Branch - Short Hill |
2.00% | $0 | 4 months |
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|
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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Berkeley Heights Branch
|
2.00% | $10,001 | 6 months |
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association North Plainfield Branch |
2.00% | $10,000 | 13 months |
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|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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Classic Residence Branch
|
2.00% | $150,000 | 17 months |
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PNC Bank, National Association South Plainfield Branch |
1.90% | $1,000 | 9 months |
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|
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association North Plainfield Branch |
1.75% | $10,000 | 25 months |
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|
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Classic Residence Branch
|
1.50% | $1,000 | 27 months |
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|
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Rate History: 1.00% → 2.53% → 1.50% |
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Ramsey Branch
|
1.25% | $500 | 18 months |
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|
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Rate History: 0.40% → 0.20% → 0.40% → 3.50% → 1.25% |
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Citibank, National Association Private Bank Branch - Short Hill |
0.05% | $0 | 3 months |
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|
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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Last Update on October 24, 2026
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